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WAIVED brokerage Fee of $295.00!!! By chooing the areas best agents, you will not only get exceptional service, you will be exempt to being charged the standard brokerage fee! Find Out More > View All Offers >
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Your ONE STOP SHOP for everything Real Estate!! We are your ONE STOP SHOP for all of your Real Estate needs. If you have any real estate related questions, whether it is who to call to have your roof fix or who to call to inquire about the current interest rates, we are the folk to call. Our team has over 25 years of real estate experience, so we have contacts in all areas, of whom we are confident to refer to you because we trust them ourselves. We hope you find our website to be useful and beneficial. Please contact any of our team members to get you on the right track with any of your real estate needs. Have specific questions or concerns? Please don't hesitate to contact us directly and we'll get back to you promptly! Thanks for visiting our site, and we look forward to hearing from you! $8,000 Home Buying Tax Credit for 1st Time Home Buyers & also available if you have not owned a home in the past 3 years! This is FREE MONEY from the government for buying a home this year! Please contact us for more details & how to take advantage of this opportunity!!! 
Attention 1st Time MD Home Buyers and 1st Time MD Home Sellers: Click Here for Home Values from the MLS System & Detailed Neighborhood Info for YOUR Community Welcome and thanks for visiting! As local experts in Owings Mills, Reisterstown, Westminster, and the surrounding Baltimore Metro Area's in working with, both, 1st Time Home Buyers and Sellers, we take great pride in being able to offer you FREE, EXPERT information and FREE EXPERT advice in helping you make one of the biggest and most exciting decisions in your life! Why do we do this? The answer is simple. YOU deserve the opportunity to have access to the right information so you can make good, confident decisions in one of the most important events in your life! As Professional, Trusted local Realtors in Owings Mills, Reisterstown, & Westminster, we feel it is important to share what we know with you! From viewing all of our listings to searching all available homes on the MLS to researching FREE school reports, you can do it all HERE with the click of a button! How about accurate, detailed information about the Owings Mills, Reisterstown, Westminster, & surrounding areas? As long time local residents, we put our knowledge to work for you! Check out the Market SnapShot on the right margin of any page on our site. Its a great tool to seeing what a specific area might offer. Maybe you need EXPERT guidance on the current market conditions. Look no further, you can be rest assured that you are receiving it from the best this industry has to offer! How do I start the Home Buying Process? How much is my house currently worth? With our One Stop Shop website, you can find whatever you are looking for without having to leave our site. In addition, you are afforded many opportunities throughout our site to contact us so that we may provide you with the BEST information so you can make Smart, Informed Decisions! It is part of our complete effort as one of the Owings Mills, Reisterstown & Westminster's top real estate teams to ensure that one of the biggest events of your life is done seamlessly and with confidence! Don’t Hesitate to Contact Us Anytime! Best Regards, Corey N. Campbell & Nicholas L. Kellar 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What was the greatest land grant ever given to an English subject?
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William Penn arrived in October, 1682, to take over his enormous grant that later became Pennsylvania and Delaware.
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Corey Campbell and Nicholas Kellar Yerman, Witman, Gaines & Conklin Realty 1425 Clarkview Road, Suite 700 Baltimore, MD 21209 Corey Cell: 410-236-1339 Nicholas Cell: 443-375-2224 Corey's Direct line: 443-798-7856 Nicholas Direct line: 443-798-7858 Fax: 410-583-0222 Email: CKG@YWGCRealty.com
As a team, we deliver a positive, high energy, and hard work ethic to our clients! It's a given that we will provide the highest level of service and loyalty, while using our knowledge of the industry, market, and area to help meet your goals! While putting your needs first, we continually strive towards earning your trust and business in building a longstanding relationship! We value the significance that a real estate transition is in one's life. That being said, we will practice empathy and patience in guiding your best interests from contract to settlement! 



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