Custom Home Builder- Alan Klatsky Alan Klatsky and Prestige Development LLC. have building custom built homes for nearly 25 years. Find Out More > View All Affiliates >
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Listing Agent and Office: Nicholas Kellar, Yerman, Witman, Gaines & Conklin Realty
NEW PRICE, JUST REDUCED $10,000! Excellent opportunity to purchase this 4BR/2.5BA split foyer on 1/4 acre in the Roberts Mill Run community of Taneytown!
"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
Corey Campbell and Nicholas Kellar Yerman, Witman, Gaines & Conklin Realty 1425 Clarkview Road, Suite 700 Baltimore, MD 21209 Corey Cell: 410-236-1339 Nicholas Cell: 443-375-2224 Corey's Direct line: 443-798-7856 Nicholas Direct line: 443-798-7858 Fax: 410-583-0222 Email: CKG@YWGCRealty.com
As a team, we deliver a positive, high energy, and hard work ethic to our clients! It's a given that we will provide the highest level of service and loyalty, while using our knowledge of the industry, market, and area to help meet your goals! While putting your needs first, we continually strive towards earning your trust and business in building a longstanding relationship! We value the significance that a real estate transition is in one's life. That being said, we will practice empathy and patience in guiding your best interests from contract to settlement!
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